RismadarVoice Reporters
September 15, 2026
The National Agricultural Development Fund has entered into a partnership with German climate fintech company, YAPU Solutions GmbH, to strengthen climate-risk management and expand financing opportunities for smallholder farmers in Nigeria.
The partnership is aimed at promoting climate-resilient agricultural finance by improving the use of climate-risk data, analytics and digital tools in agricultural lending.
Details of the collaboration were contained in a statement issued by the NADF on Tuesday, following the signing of a Memorandum of Understanding between the two organisations.
The agreement was signed by the NADF Executive Secretary and Chief Executive Officer, Mohammed Ibrahim, and the Chief Executive Officer and founder of YAPU Solutions, Christoph Jungfleisch.
According to the NADF, the MoU establishes a framework for cooperation in adaptation and resilience finance, climate-risk assessment and the application of data to strengthen agricultural lending.
The partnership will also enable both organisations to explore financial mechanisms designed to help smallholder farmers adapt to increasing climate-related risks affecting agricultural production.
Under the agreement, the organisations are expected to collaborate on climate-risk analytics, data infrastructure, operational frameworks, capacity building and pilot projects.
YAPU Solutions is expected to provide technical expertise and digital tools, while the NADF will facilitate relevant operational engagements and participate in agreed pilot initiatives.
The collaboration is also expected to support the development of new or improved financial products specifically designed for smallholder farmers, with emphasis on addressing risks associated with changing climate conditions.
The NADF said integrating climate-risk information into agricultural finance could strengthen the institution’s ability to assess and manage risks across its agricultural finance portfolio.
The partnership will therefore combine climate data, digital technology and agricultural financing expertise in an effort to improve the resilience of farmers whose livelihoods are exposed to weather-related and other climate risks.
Smallholder farmers form a significant part of Nigeria’s agricultural sector, but their ability to access formal financing can be affected by the risks associated with crop failure, extreme weather events and changing production conditions.
The NADF said the collaboration would provide an opportunity to develop financing approaches that take these risks into account while strengthening the institution’s capacity to make informed lending decisions.
The planned pilot projects are expected to provide an avenue for testing practical approaches to climate-resilient agricultural finance before wider implementation.
The partnership will also include capacity-building initiatives intended to improve expertise in climate-risk assessment and management within the agricultural finance system.
The NADF said the collaboration represents an effort to strengthen the link between climate-risk management and agricultural financing, particularly as farmers face growing challenges associated with climate change.
It added that the partnership would support the development of financial mechanisms and products capable of responding to the evolving risks facing Nigeria’s agricultural sector while improving access to appropriate financing for smallholder farmers.